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You May Need More Help Than Your Antivirus Software Can Give

You May Need More Help Than Your Antivirus Software Can Give

A recent article in Slate’s “Future Tense” section has some sobering news: “In 2005, Panda Software reported that a new strain of malware was discovered every 12 minutes. In 2016, the cybersecurity company McAfee says it found four every second.”   And by “malware,” they mean “the umbrella term for parasitic software like viruses, worms, […]

A Brief History of the Unlikely Rise of the Credit Card

A Brief History of the Unlikely Rise of the Credit Card

We don’t know if you’re in the habit of reading the venerable Christian Science Monitor, but they’re a reliable source of what remains real news, and many of their features and backgrounders are fascinating, as well. Just this week, they ran an interview with Matty Simmons, the former publicist-turned-Hollywood-producer, who is pushing 90. Without dating […]

New Fintech Rules? The Yin and the Yang

New Fintech Rules? The Yin and the Yang

Along with all the turmoil occupying our headlines these days, comes some under-the-radar discussion of potential new rules that could affect the financial sector — or at least the financial technology or “FinTech” sector. What’s happening, as Forbes recaps, is “the Office of the Comptroller of the Currency (“OCC”), a division of the U.S. Department […]

of SID, the Fed, and EMVs

of SID, the Fed, and EMVs

Often, we wish the news would be otherwise: Surely something other than yet-another-lapse- in-data-security must be in the payments news cycle. Well there is. But there’s also the lapse. In payments news, we see that the Fed has issued a progress report on its previously announced “Strategies for Improving the US Payment System”,  a plan […]

Hacks Happening! But AVPS and SID Can Help!

Hacks Happening! But AVPS and SID Can Help!

We knew we’d have some “breachy” news to report this month — we always do — but little did we know how much! For starters, just up the boulevard from AVPS, L.A. Valley College decided to pay out $28,000 in BitCoin for a New Year’s Eve attack where ransomware captured their computers, or more specifically, […]

Breaches Predicted; Help is Coming

Breaches Predicted; Help is Coming

The CIO website is rife with predictions on coming cyber threats and data breaches for the coming year, laid out across several different articles.  In one on Five Data Breach Predictions for 2017, they list, among the quintet of threats, a “focus on payment-based attacks despite the EMV shift taking place over a year ago.” […]

2017: Days of Future Passed, Predictions, Security, and Happy New Year

2017: Days of Future Passed, Predictions, Security, and Happy New Year

  “It’s going to get worse before it gets better,” comments one article in The Guardian proclaiming 2016 “The Year of the Hack,” and what it means for the year ahead. And the years after that. “Hacking is going to become a price that people pay for doing business over the internet,” the article avers, […]

Feds Raise Rates -- Will Consumers Move to Debit?

Feds Raise Rates — Will Consumers Move to Debit?

In the world of revolving credit and saying ‘charge it,” the big news this week is that the Federal Reserve has gone ahead and hiked interest rates. “The increase,” the Washington Post says, “was unanimous and modest, raising the Fed’s key interest rate by a quarter point, from a range of 0.25 to 0.5 percent […]

Holiday Card Safety While EMV Gets Pushed 3 Xmases Ahead

Holiday Card Safety While EMV Gets Pushed 3 Xmases Ahead

‘Tis the season when cards are pulled in and out of wallets and purses, used online and off, in a flurry of activity — as anyone who might want to hack your financial information is well aware. Towards that end, one credit union is offering some holiday security tips for card users and businesses. Among […]